1. This account is operated and managed by Abhivriti Fingrow Private Limited (hereinafter referred to as “the Company”).
2. The amount deposited by the account holder shall be accepted in accordance with the Company’s prevailing schemes and internal policies.
3. The interest rate, tenure, and other terms of the Company’s schemes may be revised or modified from time to time as per the Company’s policies.
4. The Company reserves the full right to accept or reject any application at its sole discretion.
5. The information provided by the account holder at the time of account opening must be accurate and true. If any information is found to be false, misleading, or incorrect, the account may be cancelled.
6. The account holder must complete the Company’s KYC (Know Your Customer) process. In case of incomplete or incorrect KYC information, the account may be temporarily or permanently suspended.
7. This scheme operates under a lock-in period. The account holder shall not be permitted to make partial or full withdrawals before completion of the specified tenure. In exceptional circumstances, any decision will be entirely at the discretion of the Company.
8. If the account holder fails to deposit the amount as per the agreed schedule, the scheme may be declared inactive, and eligibility for benefits or returns may be affected according to the Company’s policies.
9. To avail loan facilities, the account must remain active and regular for a minimum period of 200 days. The maximum loan eligibility shall be up to **85% of the total deposited amount, subject to the Company’s internal policies and approval.
10. After completion of the maturity period, the payment process may take 15 to 20 working days.
11. The maturity amount shall be transferred only to the registered bank account of the account holder. No cash payments shall be made under any circumstances.
12. The account is personal and non-transferable. It cannot be assigned, transferred, or sold to any other person.
13. The Company reserves the right to conduct necessary identity and KYC verification before releasing maturity payments.
14. The Company will conduct financial transactions only under its authorized products and services.
15. In case of natural disasters, government orders, technical disruptions, or unforeseen circumstances, delays in payments or services may occur, for which the Company shall not be held liable.
16. The Company reserves the right to modify or update its schemes, terms, and operational processes from time to time. The latest terms shall be available through the Company’s official communication channels.
17. In the event of any dispute, the jurisdiction shall be Bhopal, Madhya Pradesh (India).